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Will my insurance premiums go up if I file a storm damage claim?

Typically, insurance companies cannot single out a homeowner for a rate increase based on an "Act of God". In other words, "a storm damage claim.” However, your insurance company can raise rates for everyone in your area. So, if you don't file a claim, your increase in premium will pay for everyone else's repairs, except for yours. That being said, your rates may increase 10%. For example, most single family homes’ premiums are between $600-$1000, depending on your home of course. So 10% of $1000 is $100. Meaning that your annual rate would increase that much for a brand new roof, siding, gutters, etc.

Sound like a good deal?

It does of course, considering the fact that your rate will increase if you do nothing anyway.

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Exterior
True Home Exteriors understands the importance of a beautiful home. We guide and assist you every step of the way to ensure that you get the exact look you want from your new exterior.
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Interior
The interior of a house is what makes it your home. Ask True Home Exteriors how we can help you improve the look, comfort and efficiency on the inside to make it truly feel like home.
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Storm Damage
Storms bring high wind, hail and rain that can damage many areas of your home. How do you recover? Trust in True Home Exteriors. We have the expertise to navigate any insurance claim to restore your home and your peace of mind.
  • I would like to highly recommend True Home Exteriors, of Crystal Lake, IL, if you need any type of exterior work done to your home. I had hail damage and they replaced my roof, futters and awnings. I was so pleased with them and their work that I also had some windows replaced.
  • It certainly has been a blessing in disguise. All workers involved did an excellent job. Thanks to True Home Exteriors and Country insurance.
  • I just wanted to thank you for the excellent job you did on my roof. You were very professional. Next time I need some more work done on my home, I know I can count on you and your company to do a GREAT job!
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